Don't forget to factor in closing costs when considering a home sale or purchase. One Broker Place is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (405) 533-3800 if your needs include a professional REALTOR® ready for the business side of buying and selling.

What closing costs should you expect?

There are certain basic fees associated with closing the sale of a house. These expenses are usually divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Oklahoma to help guide you through your deal.

Closing costs that are loan-related    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will we work to get the highest sales price, but we'll also advocate for limited closing costs. And once we've arrived at an agreement, we'll fully clarify the closing costs so you are informed of exactly where your money is going.

Buyers: If you are purchasing a home in Stillwater, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not surprised when you show up at the closing table. We'll be willing to go over the GFE with you, answering your questions and highlighting any estimates of concern.

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